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Recently added

Personal

Coast Capital Savings Personal Loan

APR
7.99–14.99%%
Amount
CA$1k–CA$50k
Term
12–60 mo

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Coast Capital member · Canadian resident · Good credit score

Credit Builder

KOHO Credit Building Account

APR
0.0–18.0%%
Amount
Up to CA$10
Term
4–12 mo

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Canadian resident · 18+ years old · Active bank account

Personal

TD Bank Personal Loan

APR
8.99–23.99%%
Amount
CA$5k–CA$50k
Term
12–84 mo

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Canadian resident · Good credit history · Regular income

Personal

Scotiabank Personal Loan

APR
6.0–10.0%%
Amount
CA$5k–CA$75k
Term
12–60 mo

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Canadian resident · Good credit score · Proof of income

Personal

Desjardins Personal Loan

APR
6.95–12.95%%
Amount
CA$500–CA$50k
Term
12–60 mo

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Desjardins member · Canadian resident · Good credit history

Personal

goPeer Personal Loan

APR
8.99–34.99%%
Amount
CA$1k–CA$35k
Term
36–60 mo

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

Canadian resident · Credit score 600+ · Active bank account

Personal

Meridian Credit Union Personal Loan

APR
7.49–12.99%%
Amount
CA$1k–CA$50k
Term
12–60 mo

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Ontario resident (member) · Good credit score · Proof of income

Personal

National Bank Personal Loan

APR
7.95–14.95%%
Amount
CA$2k–CA$50k
Term
12–60 mo

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

Canadian resident · Good credit score · Proof of income

Personal

RBC Royal Bank Personal Loan

APR
9.0–13.0%%
Amount
CA$5k–CA$50k
Term
12–60 mo

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Canadian resident · Good credit score · Steady income

Personal

Fora Credit Line of Credit

APR
19.9–34.9%%
Amount
CA$1k–CA$15k
Term
12–100 mo

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

Canadian resident · 18+ years old · Active bank account

Personal

Fairstone Personal Loans

APR
29.99–34.99%%
Amount
CA$500–CA$50k
Term
6–120 mo

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Canadian resident · 18+ years old · Proof of income

Personal

CIBC Unsecured Personal Loan Options

APR
9.0–10.0%%
Amount
CA$3k–CA$200k
Term
12–60 mo

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Canadian resident · Minimum annual income $17,000 gross · Good credit score

Personal

Fig Financial Personal Loan

APR
8.99–29.49%%
Amount
CA$2k–CA$35k
Term
24–84 mo

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Canadian resident · 18+ years old · Active bank account

Personal

Spring Financial Personal Loan

APR
9.99–34.95%%
Amount
CA$300–CA$35k
Term
12–60 mo

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Canadian resident · 18+ years old · Active bank account

Personal

LendDirect Personal Loan

APR
19.9–46.93%%
Amount
CA$500–CA$25k
Term
6–60 mo

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Canadian resident · 18+ years old · Active bank account

Personal

Mogo Personal Loan

APR
9.9–46.96%%
Amount
CA$500–CA$35k
Term
6–60 mo

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Canadian resident · 19+ years old · Active bank account

Personal

Tangerine Line of Credit

APR
7.45–12.45%%
Amount
CA$1k–CA$50k
Term
12–60 mo

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Canadian resident · Tangerine client or new applicant · Good credit history

Personal

BMO Personal Loan

APR
8.99–22.99%%
Amount
CA$2k–CA$35k
Term
12–60 mo

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Canadian resident · 18+ years old · Good credit history