Paragon Bank BTL Mortgage
- APR
- 4.5%%
Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types
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No impact to your credit score. No hidden fees.
Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types
Business
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
UK-based business · Limited company or LLP · Soft search available
Credit Builder
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
Short-Term
Best for: Individuals with low credit scores needing urgent cash for emergencies or unexpected expenses.
18+ · UK resident · Regular income
Personal
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
18+ · UK resident · Eligibility checker available
Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
Auto
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
UK resident · Aged 18+ · Regular income
Best for: Landlords who don't fit mainstream criteria and need a flexible challenger bank approach
Business
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
UK-based business · Limited company or LLP · Soft search available
Credit Builder
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Personal
Best for: Individuals with good credit scores seeking quick access to funds without a lengthy application process.
18+ · UK resident · Good credit
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
Auto
Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
UK residency · Minimum age 18
Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
Credit Builder
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Personal
Best for: Individuals with a strong credit history seeking a personal loan for home improvements or debt consolidation.
UK resident · 18+ · Regular income
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
Auto
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
UK resident · Aged 18+ · Minimum income £1,000/month
Best for: Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
Personal
Best for: Individuals with high credit scores seeking a loan for personal expenses without upfront fees.
18+ · UK resident · Regular income