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Personal
Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.
Indian citizen · Age 22-58 · Salaried with ₹25,000+/month
Best for: Hero brand buyers wanting instant dealership financing.
Student
Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.
Resident Indian · Admission through entrance test or merit-based selection · Parent/guardian as joint borrower
Personal
Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.
Indian citizen · Age 21-60 · Salaried with ₹25,000+/month or self-employed
Best for: Tech-savvy buyers preferring digital loan experience.
Student
Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
Indian national aged 16-35 · Admission to recognised institution · Co-applicant (parent/guardian) required
Personal
Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.
Indian citizen · Age 21-60 · Salaried or self-employed
Auto
Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.
Aged 21 to 70 · Net annual income at least ₹3 lakh · Regular income and credit assessment
Student
Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.
Indian citizen · Admission to recognised institution · Parent/guardian as co-borrower
Personal
Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.
Indian citizen · Age 21-58 · Salaried with ₹18,000+/month
Best for: Buyers who value doorstep service convenience.
Student
Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.
Indian national · Admission to recognised institution in India or abroad · Co-applicant required
Personal
Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.
Indian citizen · Age 21-60 · Minimum salary ₹15,000/month
Auto
Best for: This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.
Indian resident · Salaried or self-employed · Age 21-70
Student
Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.
Indian national · Admission to recognised institution · Parent/guardian as co-borrower
Personal
Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.
Indian citizen · Age 23-58 · Salaried or self-employed
Best for: Existing HDFC Bank customers wanting quick approval.
Student
Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.
Indian national · Admission to recognised institution in India or abroad · Parent/guardian as co-applicant
Personal
Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.
Indian citizen · Age 21-58 · Minimum salary ₹20,000/month
Auto
Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.
Salaried or self-employed applicant · Minimum age 21 · Minimum income ₹3 lakh per annum