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Recently added

Personal

Equity Bank Personal Loan

APR
14.0–17.0%%
Amount
KSh10k–KSh5M
Term
12–72 mo

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

Kenyan resident · Equity account · Regular salary

Auto

KCB Car Loan

APR
14.0–19.0%%
Amount
KSh500k
Term
12–60 mo

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

Kenyan citizen or resident · Age 18+ · Salaried or self-employed

Mortgage

Stanbic Affordable Housing Loan

APR
8.99–12.0%%
Amount
Up to KSh10

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

Personal

Ecobank Kenya Personal Loan

APR
11.0–15.0%%
Amount
KSh20k–KSh3M
Term
12–60 mo

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

Kenyan resident · Ecobank account · Regular salary

Auto

DTB Car Finance

APR
13.0–17.0%%
Amount
KSh500k
Term
12–72 mo

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

Kenyan resident · Aged 18+ · Regular income

Personal

KCB Bank Personal Loan

APR
15.0–18.0%%
Amount
KSh10k–KSh5M
Term
12–72 mo

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

Kenyan resident · KCB account · Regular salary

Auto

MOGO Car Loan Kenya

APR
18.0–36.0%%
Amount
KSh100k–KSh2.5M
Term
6–48 mo

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

Kenyan citizen or resident · Age 21+ · Valid driving licence

Personal

I&M Bank Personal Loan

APR
13.0–16.0%%
Amount
KSh50k–KSh5M
Term
12–72 mo

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

Kenyan resident · I&M account · Regular salary

Auto

I&M Bank Car Loan

APR
14.0–18.0%%
Amount
KSh500k
Term
12–48 mo

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

Kenyan resident · Aged 18+ · Proof of income

Personal

Zenka Personal Loan: Quick Mobile Loans

APR
0.0–120.0%%
Amount
KSh500–KSh30k
Term
3–3 mo

Best for: This loan is ideal for individuals needing fast cash for emergencies or unexpected expenses, especially those familiar with M-PESA transactions.

Kenyan M-PESA user · Smartphone with Zenka app

Auto

Stanbic Bank Vehicle Loan

APR
13.0–18.0%%
Amount
KSh500k
Term
12–60 mo

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

Kenyan citizen or resident · Regular income · Comprehensive insurance

Personal

Standard Chartered Kenya Personal Loan

APR
12.0–15.0%%
Amount
KSh50k–KSh7M
Term
12–72 mo

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

Kenyan resident · StanChart account · Regular salary

Auto

Watu Gari Car Finance

APR
20.0–36.0%%
Amount
KSh200k–KSh5M
Term
12–48 mo

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

Kenyan resident · Aged 21+ · Valid driving licence

Personal

Branch Personal Loan

APR
24.0–108.0%%
Amount
KSh250–KSh70k
Term
3–12 mo

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

Kenyan M-PESA user · Age 18+ · Smartphone with Branch app

Personal

NCBA Bank Personal Loan

APR
15.0–18.0%%
Amount
KSh20k–KSh5M
Term
12–72 mo

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

Kenyan resident · NCBA account · Regular salary

Personal

KCB M-PESA Loan

APR
88.0–107.0%%
Amount
KSh50–KSh150k
Term
3–6 mo

Best for: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

Kenyan M-PESA user · Active KCB M-PESA account

Personal

Family Bank Personal Loan

APR
15.0–18.0%%
Amount
KSh10k–KSh3M
Term
12–60 mo

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

Kenyan resident · Family Bank account · Regular salary

Personal

National Bank of Kenya Personal Loan

APR
14.0–18.0%%
Amount
KSh50k–KSh3M
Term
12–60 mo

Best for: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

Kenyan resident · NBK account · Regular salary

Personal

Stanbic Bank Unsecured Personal Loan

APR
11.0–14.0%%
Amount
KSh50k–KSh5M
Term
12–72 mo

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

Kenyan resident · Stanbic account · Regular salary

Personal

DTB Personal Loan

APR
14.0–17.0%%
Amount
KSh50k–KSh3M
Term
12–60 mo

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

Kenyan resident · DTB account · Regular salary

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