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Consolidation
Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.
Credit assessment based on income and overall financial situation
Auto
Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.
NZ resident · Aged 18+ · Regular income
Personal
Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
Mortgage
Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.
Residential home loans typically need at least 20% equity · Residential investing lending typically needs at least 30% equity · First Home Loans can be available with at least 5% equity
Auto
Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.
NZ resident · Aged 18+ · ASB account holder
Personal
Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
Auto
Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.
NZ citizen or permanent resident · Regular income
Personal
Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
NZ citizen or permanent resident · Age 18+ · Regular income
Auto
Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.
NZ citizen or permanent resident · Age 18+ · Regular income
Personal
Best for: Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.
At least 18 years old · Regular income · Enough money left after expenses for repayments
Auto
Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.
NZ resident · Aged 18+ · Westpac account
Personal
Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
Auto
Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.
NZ citizen or permanent resident · Regular income · Minimum age 18
Personal
Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
Auto
Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.
NZ resident · Aged 18+ · Regular income
Personal
Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
Auto
Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.
NZ or Australian citizen · No defaults on credit file · Full-time or permanent part-time employment
Personal
Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.
At least 18 years old · NZ citizen, permanent resident, or Australian citizen · No defaults on credit file
Personal
Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.