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Recently added

Short-Term

Boodle Short-Term Loan

APR
36–60%%
Amount
R4k–R8k
Term
3–6 mo

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

Valid SA ID, internet banking access, verifiable income (90 days), 18+ years

Personal

Nedbank Personal Loan

APR
10.25–27.75%%
Amount
R2k–R300k
Term
6–72 mo

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

South African ID · Age 18+ · Regular income

Short-Term

Mulah Short-Term Loan

APR
36.0–60.0%%
Amount
R500–R8k
Term
3–3 mo

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)

Personal

Finbond Mutual Bank Personal Loan

APR
21.0–27.75%%
Amount
R500–R25k
Term
3–24 mo

Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.

South African ID · Age 18+ · Regular income

Short-Term

Lime24 Short-Term Loan

APR
36.0–60.0%%
Amount
R500–R8k
Term
3–3 mo

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)

Personal

FNB Personal Loan with eBucks Rewards

APR
12.0–27.75%%
Amount
R1k–R300k
Term
6–72 mo

Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.

South African ID · Age 18+ · FNB account

Short-Term

Finance27 Short-Term Loan

APR
36.0–38%%
Amount
R1k–R7.2k
Term
2–2 mo

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

SA resident, 18+, employed, valid bank account, pass credit checks

Personal

Standard Bank Personal Loan

APR
12.25–29.25%%
Amount
R2k–R300k
Term
6–72 mo

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

South African ID · Age 18+ · Standard Bank account

Short-Term

Wonga Short-Term Loan

APR
36.0–60.0%%
Amount
R500–R8k
Term
3–6 mo

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Cellphone number, SA ID number, bank account details, most recent proof of income

Personal

Bayport Personal Loan for Government Employees

APR
18.0–27.75%%
Amount
R2k–R250k
Term
6–60 mo

Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.

South African ID · Age 18+ · Regular income

Personal

Absa Personal Loan

APR
12.0–27.75%%
Amount
R2k–R300k
Term
6–72 mo

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

South African ID · Age 18+ · Regular income

Personal

DirectAxis Personal Loan

APR
15.0–27.75%%
Amount
R2k–R250k
Term
6–72 mo

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

South African ID · Age 18+ · Regular income

Personal

Capitec Personal Loan

APR
12.25–27.75%%
Amount
R1k–R250k
Term
6–84 mo

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.

South African ID · Age 18+ · Regular income

Personal

Sanlam Credit Solutions Personal Loan

APR
15.0–27.29%%
Amount
R2k–R200k
Term
6–60 mo

Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.

South African ID · Age 18+ · Employed with R3,500+ salary

Personal

Fasta Personal Loan

APR
24.0–27.75%%
Amount
R500–R8k
Term
3–6 mo

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

South African ID · Age 18+ · Bank account

Personal

RCS Personal Loan

APR
15.0–27.75%%
Amount
R1k–R100k
Term
6–60 mo

Best for: Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.

South African ID · Age 18+ · Regular income

Personal

Capfin Personal Loan

APR
21.0–27.75%%
Amount
R1k–R50k
Term
3–24 mo

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

South African ID · Age 18+ · Regular salary of R2,000+

Personal

TymeBank Personal Loan

APR
15.0–27.75%%
Amount
R500–R100k
Term
3–36 mo

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

South African ID · Age 18+ · TymeBank account

Personal

Old Mutual Personal Loan

APR
15.0–28.0%%
Amount
R5k–R200k
Term
12–60 mo

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

South African ID · Age 18+ · Employed with R3,000+ salary

Personal

FinChoice Personal Loan

APR
27.0–27.75%%
Amount
R500–R50k
Term
3–36 mo

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

South African ID · Age 18+ · Regular salary

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